Telah Teruji, Sejak 2005 BJB Fokus Tangani UMKM

Telah Teruji, Sejak 2005 BJB Fokus Tangani UMKM


PANGKALPINANG – Sebelum memiliki call name, Bank Jabar Banten tahun 2007 lalu, Bank Pembangunan Daerah (BPD) ini, telah meyalurkan kredit usaha mikro kecil dan menengah (UMKM) sejak 2005. Pada 2010 BPD merubah logo dan call name, menjadi BJB.

Pemimpin Wilayah II bjb, Dicky Syahbandinata mengatakan BJB mempunyai layanan “BJB sahabat usaha dan program penunjang produktifitas petani, peternak, nelayan, perdangan dan sektor real”.

Program perbankan mereka tidak jauh berbeda bank lainnya. Kelebihan BJB selain pembiayaan kredit, bagi usaha kecil menengah, peternak, petani dan nelayan. Pembiayaan juga diberikan lembaga keuangan mikro, bank perkreditan rakyat dan koperasi simpan pinjam.  “Permodalan lembaga keuangan mikro modalnya sampai 5 miliar,” ungkapnya, Selasa (13/6/17).

BJB berkonsentrasi pada kredit mikro, bagi usaha kecil menengah. Maka mereka pun mendorong lembaga keuangan, koperasi simpan pinjam dan perkreditan rakyat. BJB selama 12 tahun berpengalaman mendorong produktifitas dengan permodalan usah kecil menengah, sehingga menjadikan BJB punya nilai lebih. “Kita sudah sejak 2005 fokus mendorong produktifitas usaha mikro, kecil dan menengah,” terangnya.

Wilayah II BJB memiliki wilayah Jabodetabek, Batam, Medan, Palembang dan Pekan Baru. Meski Provinsi Kepulauan Bangka Belitung belum mendapatkan izin pendirian, namun Gubernur Babel Erzaldi Rosnam, telah memberi sinyal positif terhadap BJB di Babel. Maka sebelum izin OJK terbit penyaluran kridit pun belum  bisa dilakukan. “Sebelum kantor berdiri, kalau izin sudah ada bisa saja kita salurkan,” tambahnya.

Sebagai informasi, BJB mempunyai program kredit ketahanan pangan dan Energi, yakni BJB KKPE dan BJB Skema Subsidi Resi Gudang (SSRG), Debitur BJB KKPE kelompok tani dan nelayan, perkebunan, peternak dan pembudidaya. Para kelompok, gabungan kelompok tani dan koperasi petani lada serta karet bisa mendapatkan subsidi bunga dari pemerintah dengan jaminan resi gudang. “Kita masih menunggu OJK mengeluarkan izin, untuk beroperasi,” tambah Dicky.

Sementara itu fasilitas BJB sahabat usaha layanan UMKM adalah segmen pasar kredit perorangan atau Badan Usaha termasuk Koperasi. Dimana para pelaku usaha dalam sektor produktif dan pertambangan rakyat. Sehingga rakyat bisa memiliki permodalan untuk penunjang sektor UMKM seperti alat kerja dan penyaluran bahan bakar atau pupuk. Kredit Cinta Rakyat dan bjb Kredit Mikro adalah program kreditnya. (Syaf)


  1. We’re a group of volunteers and starting a new scheme in our community. Your website provided us with valuable info to work on. You’ve done a formidable job and our whole community will be grateful to you.

  2. Appreciating the commitment you put into the site and in-depth information you provide. It really is awesome to find a blog occasionally which isn’t the similar out of date re-written content. Excellent read! I’ve bookmarked your website and I am adding your RSS feeds to my own kik desktop page.

  3. Hello there! This is my very first comment on your website so I really wanted to give a quick hello and say I really enjoy reading your articles. Can you recommend other websites that go over pokemon go beta? I’m likewise really fascinated with that thing! Many thanks!

  4. You are totally correct, I would really like to find out more info on that subject! I am as well interested by more instagram followers since I feel it really is quite cool lately. Keep it up!

  5. curious about hermosa beach ppc advertising structures plus bing structures and brand advertising structures? were you aware there is business that makes beyond expentations business owner ppc advertising campaigns and bing structures plus brand marketing? Thumbs up! like hermosa beach redondo beach seo and jesse grillo.

  6. Hello, you’re certainly correct. I constantly go through your site content thoroughly. I am also focused on best birthday messages, perhaps you could talk about that at times. Have a nice day.

  7. With havin that much content and articles do you get any issues of plagiarism violation? My site has lots of completely unique content I’ve written myself or outsourced but it seems a lot of it is popping it up all over the web without my permission. Do you know any techniques to help reduce content from being ripped off? I’d certainly appreciate it.

  8. I think the admin of this web page is really working hard in support of his web site, since here every material is quality based information. Such a deep answer! I’ve had difficulty clearing my thoughts in getting my thoughts out. All you need to do some search about the topic you are given.

  9. I do not know if it’s just me or if everyone else encountering problems with your site. It seems like some of the text in your content are running off the screen. Can someone else please comment and let me know if this is happening to them too? This may be a problem with my browser because I’ve had this happen previously. Cheers

  10. You’re totally right and I definitely understand you. When you want, we can as well talk regarding facetime free app, one thing which intrigues me. Your site is really fantastic, all the best!

  11. you are in reality a good webmaster. The web site loading velocity is amazing. It seems that you are doing any unique trick. Moreover, The contents are masterwork. you’ve done a magnificent activity on this subject!

  12. there is a manhattan beach data mining campaigns company working with real estate agents, creating detailed focused data mining campaigns and referral and content advertising campaigns.

  13. I simply had to say thanks all over again. I am not sure the things that I could possibly have tried in the absence of the actual creative concepts discussed by you on such situation. It previously was an absolute hard difficulty in my opinion, nevertheless observing a skilled strategy you processed the issue forced me to weep over gladness. Now i’m grateful for your help and as well , pray you are aware of an amazing job you have been carrying out educating many others all through your websites. Probably you haven’t encountered all of us.

  14. Great goods from you, man. I have bear in mind your stuff prior to and you’re simply extremely fantastic. I really like what you’ve acquired here, certainly like what you are saying and the way through which you assert it. You are making it entertaining and you still take care of to stay it smart. I can’t wait to learn far more from you. That is actually a wonderful web site.