Kredit Properti Melambat Per Oktober 2017, Generasi Millenial Cenderung Menunda untuk Memiliki...

Kredit Properti Melambat Per Oktober 2017, Generasi Millenial Cenderung Menunda untuk Memiliki Rumah ?

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JAKARTA, NEWSBISNIS.COM – Berdasarkan data uang beredar Bank Indonesia (BI), kredit properti per Oktober 2017 mengalami perlambatan yakni tumbuh 13% atau Rp 779,6 triliun dibandingkan bulan sebelumnya 13,2%.

Dilansir detikFinance, Rabu (06/12/17), ekonom PT Bank Central Asia Tbk (BCA) David Sumual menjelaskan perlambatan penyaluran kredit properti memang sudah terjadi sejak 2 tahun lalu.

“Trennya 2 tahun terakhir memang turun, permintaan memang melambat karena sekarang orang lebih mengutamakan experience,” ujar David.

Ditambahkan David, ini khususnya terjadi pada masyarakat generasi millenial yang menunda untuk memiliki tempat tinggal. Menurutnya generasi millenial kebanyakan mementingkan kredit konsumsi jangka pendek dibanding kredit untuk jangka panjang seperti kredit perumahan.

Hal ini tak hanya terjadi di Indonesia, tapi juga di negara-negara lain. Dia menjelaskan, kebiasaan masyarakat memang sudah berubah. Jika beberapa tahun lalu, masih senang berbelanja untuk jangka panjang seperti hunian atau tempat tinggal, sekarang mengalami pergeseran.

“Kebiasaan berubah karena harga yang masih tinggi, oversupply dan bisa saja masalah perpajakan,” pungkas David.

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